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Back child support and credit bureau reporting

If you fall behind on child support payments, you could face a number of repercussions that turn your life upside down. For example, you could lose your passport privileges, your driver’s license and even have to spend time behind bars. Aside from a shattered reputation, there are other penalties to consider if you are in this position.

Sometimes, when parents fail to pay child support on time, the state reports their back support to credit bureaus. If back support shows up on your credit report, this could have an adverse impact on multiple facets of your life, and the consequences could affect you years down the road.

When is back child support reported to credit bureaus?

The Alabama Department of Human Resources states that information on unpaid child support is automatically sent to credit bureaus when the amount of back support exceeds $1,000. Moreover, unpaid child support remains on one’s credit file for seven years. If you pay arrears in full and no longer have unpaid child support, this will also appear on your credit report.

How can back child support on your credit report affect you?

There are various ways in which unpaid child support on your credit report could negatively affect your life. For example, this could seriously hurt your credit and interfere with your ability to secure a loan. When creditors notice that a parent has failed to pay child support, this raises serious concerns.

It is vital to stay current on child support and review your options if you worry about making payments, such as modifying your order. Moreover, do your best to pay arrears if you have fallen behind.

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